Is it logical to choose the lowest features of health insurance plans instead of comprehensive ones in some situations? The answer is yes, but it depends on a few situations, like:- When the applicant’s age is too high All insurance companies increase the premium of health insurance plans every 2-3 years, citing medical inflation. In some…
It is vital to know the meaning of Permanent Partial Disablement (PPD) for Personal Accident Policy for all stakeholder of the Industry, in this article the payable percentage by the insurer mentioned of Permanent Partial Disablement
It is vital to know the meaning of Permanent Total Disability (PTD) for Personal Accident Policy for the Policyholders, Insurance Agents and the Sales Representative Insurance company , in this article please read the complete information
It is often seen that when a person takes an insurance policy, he compares certain parameters very carefully such as premium, benefits and features, in fact, the insurance company but there are many clauses in the insurance policy in which an insurance claim is not given, which is called “Permanent Exclusion”
Some benefits of insurance plans are very complex, which is very important to understand, an integral business practice is also necessary for insurance managers and intermediaries, and also for the customer to be well aware of how much, how and how much he will get.
Some sub-limits are also applicable in some optional covers of Personal Accident Policy which also includes the features of Broken Bone. In which there is some pre-defined % that is based on the sum insured of the Broken Bone and not on the base sum insured of the policy
Some benefits of insurance plans are very complex, which is very important to understand, an integral business practice is also necessary for insurance managers and intermediaries, and also for the customer to be well aware of how much, how and how much he will get. Some sub-limits are also applicable in some optional covers of Personal Accident Policy which also includes the features of Buran Benefit. In which there is some pre-defined % that is based on the sum insured of the Burn Benefit and not on the base sum insured of the policy
his article explains the optional covers available in a Personal accident plan, from given feature regarding this you can easily navigate your PA policy and add the required optional cover
Organ donation is also covered in health insurance policies, but its terms and conditions are quite complex, which is very important to understand.
One of the best Health Insurance plan for Senior Citizen, with much lesse premium compare to the Industry, Activ Health Platinum Essential Plan, here is somarising with company flagship plan
Sub-limits in Aditya Birla’s Activ Health Essential Plan, which must to know by the policyholders / applicant or insurance agents
This article explain the Obesity Treatment / Bariatric Surgery Terms and conditions with synopsis of Obesity /Overweight people increasing gradually year on years
Primafacie Doctor performed any medical surgery after written consent from the patient / patient’s blood relatives, but most of the surgery does not require to operate at present it can be postponed or fermored some other treatment method
Consider the Important Points while buying the Critical Illness Plans- On the basis of needs, plan’s features benefits and coverage, there’s few important point need to be consider, the Survial Periods need to be very low days, list of Coverage of critical Illness, Initials waiting periods, flexibility, multi-Claims Options,
In this artilce comaring all the feasures and benefits of Niva Bupa ReAssure 2.0 across all variants, this will navigate to choose best of variants suits to any Individual
Key different between the Star Health Comprehensive and Aditya Birla Health Activ One Max
Total awareness blog on health insurance day-care treatment and how it’s important to know about this, detailed explanation with the list of almost all the day-care treatment procedures
Many advisors think that selling insurance is a challenging task, yes it should be done but it is for those who cannot follow a process. Selling insurance is taking money out of a client’s pocket for his / her benefit. Here’s some proven strategies that will help you to grow in Insurance Selling Business
Some treatment expenses are not covered by health insurance, which are called “Non-Medical Expenses” in technical language, here is complete guide
The misconception about health insurance, that most of claims have been used to reject by the company, but that is not true, here the data from the IRDA Insurance Information Bureau of India
Every Indian must have four types of individual insurance, Term Insurance, Health Insurance, Personal Accident Insurance and Critical Illness Insurance
Aditya Birla Health’s Activ One All variants in one place, the best comparison across web.
In this article how the Health Insurance Industry change after Covid-19, complete guide.
This artilce help to choose the health insurance plans from HDFC Ergo health Vs Aditya Birla Health
This artilce is all about the benefits of health insurance preventive health checkups and its complete guide to avail this benefits
This article is product comparion and awareness of the health insurance plans for Niva Bupa and Aditya Birla Health
This artilce of Product Comparions of Aditya Birla Health Activ one Max and Activ Fit Plus
The insured person also faces a lot of trouble. Every day the premium of the health insurance company’s plan gets revised and the policyholders are forced to think about porting their existing health insurance policy to another company. But apart from the valid reasons for port, we will have to compare the plans, as it is in this situation, in this article only Star Health Family Health Optima and Aditya Birla Health’s Activ Health Platinum Enhanced Plus can be compared.
HDFC Ergo vs. Aditya Birla Health – Which Plan Suits You Better
This articles explain what is portibility, reasons for port, advantages and disadvantages of port, Portibility Rule and Regulations. Totally informative and generic article
One of the finanest health insurance navigating tool that help to choose right health insurance plans as per individuals needs
Top 5 health Insurance plans in India, in which insurance companies offers maternity benefits as well. There will be waiting periods, Limits and Sub-Limits
Here is the information that every person belonging to the health insurance industry (Insured Person, Agents, Hospital, Sales Managers even insurance company branch customer care managers), does not know completely about this information gap, this article is very informative and you all get to know that what is the main and generic reason for health insurance claim rejections
It is a myth that if you have indemnity health insurance and term life insurance in your portfolio, those will be enough and there is no further insurance product, but wait a while, Personal Accident policy should be in your portfolio too, the main reason behind this is PA policy will cover your liabilities where are indemnity health insurance cover your emergency medical expenses and term life insurance cover the compensation of death, but this product will not offer the lumpsum cash …please read this article completely and you get to know that ……
This article has explained all the basic features which you always see in health insurance product brochures, but in general, the common public feels that it is very technical, given that, all these have been explained simply. it has been said
In this article, important clauses in health insurance have been explained in simple words.
In this article, all you get to know that how Optional Cover Features in Indemnity health Insurance product what optional covers need to opt and what not