Aditya Birla’s Health Super Top Up : Plan A Vs Plan B
These thirty articles compare Aditya Birla Health Insurance Super Top Up Plan and Plan B.
| Comparison Features | Plan A | Plan B |
| Sum Insured and Deductible Options | 85 Lakh with 15 Lakh Deductible 90 Lakh with 10 Lakh Deductibles 95 Lakh with 5 Lakh deductible | 5, 7, 10,15,20,25,30,40,50, 85,90, 95 Lakhs with 5,7, 10 & 15 Lakh Deductible |
| Deductible Converting to Zero (to an indemnity policy) | Not Available | After 5 years continuous renewal, if age at entry of eldest member for initial policy is 50 years and below |
| In-patient Hospitalisation | Room Rent: Single Private A.C. room, ICU utpo SI | Up to S.I. |
| Pre Hospitalisation | 30 days | 30 days |
| Post Hospitalisation | 60 days | 60 days |
| Day Care Treatments | 586 covered up to S.I. | 586 covered up to S.I. |
| Domicillary Hospitalisation | Not Available | Up to S.I. |
| Road Ambulance Cover | Up to Rs. 2,000 per hospitalisation | Network Providers – Covered up to Actual expenses; Non- network Providers- Up to Rs. 5000 / hospitalisation |
| Organ Donor Expenses | Up to S.I. | Up to S.I. |
| AYUSH (In-patient Hospitalisation) | Up to S.I. | Up to S.I. |
| Home Treatment | Not Available | S.I. 5 Lac and above – Rs.50000 |
| Domestic Emergency Assistance Services (including Air Ambulance) | Available | Available |
| International Emergency Assistance Services (including Air Ambulance) | Available | Available |
| HealthReturns | Available up to 30% of premium | Not Available |
| Health and Wellness Discount | Available | Available |
| Initial Waiting Period (not applicable in case of accident and subsequent renewal) | 30 days | 30 days |
| Specific Illness Waiting Period | Specific illness : 24 months | Specific illness : 24 months |
| Pre-existing Disease Waiting Period | 36 months | 36 months |
| Eligibility and Coverage | For Kids 91 Days to 25 Years and Adults 18 Years to 65 Years | For Kids 91 Days to 25 Years and Adults 18 Years to 65 Years |
| Relationship Cover In Family Floater Cover | 2 Adults + 4 Kids up to 25 Years of age | Family Floater Cover 2 Adults + 4 Kids up to 25 Years of age |
| Premium Example, 2A+2Kids, Eldest Member age 36 for 10 Lakh Deductible & 90 Lakh SI | Rs.4381 | Rs.6966 |